BBVA Germany | Online banking

YOUR FREE CURRENT ACCOUNT THAT PAYS YOU INTEREST

Free online current account with a debit card

Earn interest on your balance

Monthly interest payouts, no salary deposit or minimum balance required

Cashback on your everyday spending

Earn rewards for inviting friends

BBVA MASTERCARD DEBIT

Advanced security features: Dynamic CVV, no printed card details, biometric login, and instant card freezing/unfreezing directly in the BBVA app.

ATM withdrawals: Access the entire Mastercard network across Germany and worldwide.

Cash at checkout: Withdraw cash at German supermarket checkouts when paying with your BBVA debit card, or generate a barcode via the app.

EVERYDAY BANKING

Lightning-fast transfers: Instant SEPA transfers are completely fee-free.

Pay with your phone: Add your BBVA debit card to your digital wallet for seamless contactless payments in-store and online.

Top up instantly: Load your account easily using a card from another German bank.

FINANCIAL CONTROL

Open Banking (Multibanking): View balances and transactions across all your accounts and cards in one clear dashboard.

Smart analytics: Track your daily spending with automatic categorization and intelligent insights.

SAVINGS

Interest-bearing current account: A free account offering long-term interest paid out monthly.

Digital Savings Vaults: Set up to 5 individual goals with automated saving rules.

Flexible Fixed-Term Deposits: Lock in an attractive rate with the reassurance that you can access your funds if needed.

FLEXIBLE BORROWING

BBVA Instant Credit: Quick, straightforward funding for your personal projects. Available to eligible customers 3 months after opening an account.

Personal Overdraft: Access a flexible safety net when you need a bit extra.

Access to Instant Credit and overdraft facilities is subject to status and credit check.

SECURITY

Discreet Mode: Keep your balances hidden from prying eyes in public spaces.

Dynamic CVV: Generate single-use security codes for safe online shopping.

App-based controls: Activate, freeze, or restrict your card instantly.

24/7 fraud reporting: Contact support immediately via the app if you spot anything suspicious.

BECOME A BBVA CUSTOMER
Open your account in just 2 simple steps:

Register: Enter your details, create your login credentials, and sign the agreements digitally.

Verify: Download the BBVA app, log in, and complete a quick video call with our verification team. All you need is a valid ID document and a stable internet connection.

24/7 CUSTOMER SUPPORT
We are always here to help on +49 69 58 996 454 (calling from Germany or abroad; standard network rates apply).
German-speaking support is available 24/7. English-speaking support is available daily from 7:00 AM to 9:00 PM.

Banco Bilbao Vizcaya Argentaria, S.A. - German Branch. Neue Mainzer Straße 28, 60311 Frankfurt am Main, Germany.