YNAB

In-app purchases
25.4K reviews
Content rating
USK: All ages
1M+
Downloads
Content rating
USK: All ages
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About this app

Have you ever worried about money? You are not alone.

Download YNAB, get good at money, and never worry about money again.

Start your free 34-day trial and stop feeling like you’re bad at money.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your ā€œCost to Be Meā€
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our ā€œfreakishly niceā€ award-winning support team (don’t tell them we called them freakish)
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and grow with like-minded getting-good-at-money people

The first step of never worrying about money again is starting a free 34-day trial. Are you ready to get good at money?

(You seem ready! And we already really like you, so please join us.)

Free for 34 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to your Google Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.

YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent.

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

U.S. State Privacy Notice:
https://www.ynab.com/privacy-policy/state-privacy-notice?isolated
Never worry about money again
Updated on
Oct 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Device or other IDs
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

24.7K reviews
dennis ts
August 23, 2022
The concept is great and it really works, but the high fees are just getting higher and higher and are counterintuitive to the kind of money saving that this app should encourage. Furthermore, one of the arguments for the price is the auto import, which unfortunately doesn't work for most European banks but the price stays the same nevertheless. Lastly the phone app is barely usable in my opinion.
13 people found this review helpful
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M B
March 31, 2023
Instead of writing the expense right away, you have to write a budget for each line item. How do you know the budget? Write down at random how much to spend on pizza per month? Better Easy Expence, where you can start using, than spend a lot of time setting up. By the way there is a trial, which is already good. Still, it's not a pure budgeting app. It can only account based on your money. Write that you have 1 million in your account so the app doesn't piss you off with red alerts.
1 person found this review helpful
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ynab.com
May 4, 2023
Hi there, thanks for leaving a review and giving us this helpful feedback. I will definitely pass it along to our team! - Natalie @ YNAB
A Google user
December 2, 2018
Such a great app! I still can't believe how much money I saved during the first month. Just a month ago, I would have said it's technically impossible, but evidently it is. And it just felt like I was spending only a little less. My most favorite feature is the goal setting, where you can tell the app how much money you need at a certain time and it tells you how much you have to put aside per month. It also adjusts for times when you budget more or less for that specific goal. Before YNAB I had a general idea about where my money went, but now I just know. And it's actually fun. Also, spending and indulging has become more special and, most important, guilt-free. Highly recommended!
24 people found this review helpful
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ynab.com
July 23, 2022
Thanks for the 5 star review! We think you hit the nail on the head—budgeting is actually fun when you're using YNAB, and we're just thrilled that you're feeling good about spending more intentionally, while saving money at the same time!! šŸ™Œ Happy Budgeting šŸ˜€ - Caitlin P @YNAB

What’s new

Life is short, spend it well. Here's how we're helping you this week:

—Say hello to Card Mode, the swipe-based way to meet your transactions one at a time. Swipe right to approve the ones that are good to go, and left to skip ones that need further review. Not a swiper? The Approve and Skip For Now buttons are there for you. Or, you can tap the toggle to switch back to the classic list mode. We’ll remember your selection for next time.